Our service is grounded in the highest professional standards, building a relationship based on trust and an in-depth understanding of your personal situation. This ensures that we are able to provide a bespoke service, giving advice that is relevant to your individual, family and business needs.

With our office in Failsworth, just a few minutes from Junction 22 of the M60, we are able to provide advice to clients across Greater Manchester and beyond. 

We also have access to offices in Park Royal, London, so we are able to facilitate face to face meetings and Virtual meetings to fit in with busy schedules. Where families are requiring Long Term Care advice, a virtual meeting can work very well, especially when family members live in different parts of the country.

Vulnerable Taskforce Member

We can all find ourselves in vulnerable circumstances at some time in our lives, which is why we have signed up to the newly formed Financial Vulnerability Taskforce (independent and inclusive representative body supported by the Personal Finance Society) and adopted their Charter agreeing to abide by nine commitments.

You can be confident when dealing with Joanne Fogo Wealth Management that we will provide you with a service that recognises your unique circumstances. You will be positively encouraged to have a trusted family member or friend with you for support. Learn more about the Financial Vulnerability Taskforce and the nine commitments.

Dementia Friendly Organisation

As a Dementia Friendly organisation, we are sensitive to the needs of those living with dementia and their families. It is important to continue to raise awareness and understanding and we can signpost to a number of organisations that can help.

Benefits

Investment Planning: The right investments can offer real potential to grow your wealth and protect it against inflation.

Pensions: I can review existing pensions that may not have been looked at for many years. You may also want to start the retirement planning that you have been meaning to get around to. With all of the recent changes to Pension legislation, it is more important than ever to seek trusted advice.

Long Term Care Planning: The Financial Conduct Authority have stipulated that anyone providing financial advice in connection with funding Long Term Care must have the proven knowledge and ability to do so. In holding the relevant qualifications, I can explain how the complexities of the long term care rules, regulations and state benefits fit in with general financial advice. The placing of an elderly relative into care will often be an emotional time for all concerned. By showing empathy and patience, a positive outcome can be achieved for the client and their family i.e. the relative is placed in a suitable care home, the care fees are paid for and the family inheritance is protected.

Inheritance Tax Planning: While many people are aware of the need for IHT planning, few still do anything about their potential liability. I can discuss your concerns and help you to explore a number of different solutions in order to help you mitigate this tax.

Protection: I can provide a bespoke package to protect your loved ones. I will look at a range of providers in the market so that you get value for money and peace of mind.

Corporate Financial Planning: Running a business today takes a great deal of hard work and commitment. Increasingly, the pressure of running a successful business take priority over the time spent on planning your clients and your clients employees' financial security.

At St. James's Place, Our Investment Committee, supported by a number of independent consultants, manages our external fund managers with the aim of securing superior investment results over the medium to long term.

All initial consultations are entirely without obligation.

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

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